Abstract

This research sought to examine an important topic: “the ruling on issuing purchase vouchers and selling them immediately or on credit.” The research investigated the topic under study in four chapters. The first chapter, titled Purchase Vouchers and their Types, discussed the definition of vouchers and shed some light on their types and characteristics. In the second chapter, titled Adapting Purchase Vouchers, the researcher examined five adaptations that can be made to the vouchers and discussed these five adaptations, recommending the most suitable one. The third chapter, which was titled The Ruling on Issuing Purchase Vouchers, divided purchase vouchers, in terms of Shariah ruling, into two categories: free vouchers, for which the research concluded that it is permissible to issue them, and the second category was vouchers issued to be sold at a price, which enters within the frame of sale, whatever its type or ruling, according to the details mentioned in the research. The outcome of the discussion on this issue and Allah knows best is that common ignorance of the ruling on issuing vouchers sold at a price can be considered excusable ignorance. The research ended with the fourth chapter: the ruling on purchase vouchers, based on their type of adaptation and the ruling on their issuance.

Keywords

Purchasing coupons, conditioning coupons, issuing coupons, selling coupons.

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